Unified fraud, compliance, and risk decisioning platform

Build your own risk stack to tackle fraud, compliance, and trust your way — start building instantly with Socure Launch, or customize fully with RiskOS.

Decision engine and orchestration platform with identity at the core

From onboarding to login and transactions, RiskOS® transforms how you manage risk — moving from reactive to proactive protection across the entire customer lifecycle using industry-leading data products.

<150ms

Average workflow execution time

200+

Pre-integrated data products

1000

Queries per second throughput

Start building instantly with Socure Launch

Socure Launch is a self-serve entry point into RiskOS. Access production-ready, pre-configured workflows powered by the same identity, fraud, and compliance intelligence used by the world’s largest organizations; without designing a full risk system from scratch.

Launch in hours. Expand into the full RiskOS platform as your needs evolve.

Partner ecosystem

Features/Capabilities

One platform, one API

Unify your stack with a developer-friendly, AI-powered decisioning platform that’s pre-integrated with world-class data products. Seamlessly approve more good customers at onboarding, accurately authenticate account changes and login events, and detect high-risk anomalous transactions.

Build, edit, and test risk strategies

Design risk strategies with RiskOS®’s dynamic workflow builder. Featuring an intuitive no-code interface, seamless third-party data integrations, and real-time testing capabilities, adapt to evolving threats with precision and efficiency — no engineering required.

Seamlessly orchestrate data products

Leverage 200+ pre-integrated data sources through Socure’s data service marketplace to empower your team to make the best decision possible for any onboarding, transaction, credit, authentication, login or account change event.

Conduct deep investigations with case management

Review cases in a central hub with intelligent entity network graphs, a consolidated view of risk scores, reason codes, labels, and user activity timelines – all helping streamline manual reviews.

Write rules that reference past activity and connections

Build context-aware rules that incorporate historical events, relationships, and velocity patterns across your organization. Move beyond point-in-time checks by referencing behavior from earlier touchpoints to automate smarter decisions at scale.

Refine risk strategies with backtesting and shadow mode

Simulate rule changes against historical data to identify potential improvements before going live, or test multiple workflows in parallel to optimize for performance and cost. By eliminating the guesswork, reduce false positives, and implement updates seamlessly — all without disrupting your current processes.

Start with templated workflows built by industry veterans

Leverage pre-built workflows designed and continuously updated by fraud and compliance experts with 100+ years of experience at leading fintechs and FIs. RiskOS®’s templated workflows empower your team to hit the ground running with proven strategies tailored for use cases like onboarding, authentication, and transaction monitoring.

Explainable AI, built in

Get instant, natural-language explanations for why a score or decision was returned, directly within the Case Management system. With one click, analysts can see the top signals that influenced a model’s outcome — cutting through noise, reducing review time, and enabling confident, audit-ready decisions.

Branded user interface builder

Hosted Flows in RiskOS provide teams with a no-code solution for designing branded user experiences (sign ups, logins, and account management), powered by Socure’s fraud, risk, and compliance products.

See a persistent view of any user, device, or identity element

See how any identity element behaves over time with a dynamic, always-on profile. Each Persistent Profile unifies every interaction, signal, and linkage tied to a specific user, device, phone, email, or custom identifier — eliminating blind spots and giving your team a complete understanding of historical context in one place.

End-to-end fraud, risk, and compliance solutions

Consumer onboarding

Making the right decisions for a consumer you’ve never seen before shouldn’t be complicated.

Business onboarding

Trust & safety

Login & authentication

Bank account verification

Ready to see RiskOS® in action?

Start building instantly with Socure Launch, or connect with an expert to explore advanced RiskOS capabilities.