Stop third-party fraud before it starts

Detect stolen identities and organized fraud attacks in real time – all while approving more legitimate customers.

Overview

Built for modern third-party fraud

Third-party fraud is increasing in scale and sophistication. Traditional solutions relying on static data checks struggle to keep up, leading to missed fraud and unnecessary friction for legitimate customers.

Sigma Identity solves this by analyzing identity, device, behavioral, and consortium signals together to deliver a more accurate, real-time view of identity risk.

<5% MANUAL REVIEWS

Compared to the industry average of 10-15% Socure customers can reduce manual reviews to under 5% — freeing up resources and onboarding new users faster.

20x RETURN ON INVESTMENT

Socure customers can expect a 20x return on investment driven by increased revenue through near zero ID fraud losses and reductions in false positives and manual reviews.

3,000+ TOP ENTERPRISES TRUST SOCURE

5 of the top 5 banks, 250+ of the largest fintechs, 7 of the top 10 credit card issuers, and 3 of the top MSBs.

Key benefits

Outcomes that improve fraud prevention and customer conversion.

Stop third-party fraud.

Identify stolen identities and coordinated fraud activity that legacy tools miss.

Onboard more good customers.

Improve top-of-funnel decisioning without increasing risk to expand your user-base and ensure legitimate customers get the experience they deserve.

Do more with less.

Reduce your reliance on manual reviews thanks to highly accurate fraud detection.

Introducing V4.5

Sigma Identity V4.5 is Socure’s latest generation of AI-driven fraud models designed for today’s rapidly evolving, AI-enabled fraud tactics.

Transformer-based architecture

Replaces tree-based models with a proprietary, fraud-specific transformer that evaluates all signals simultaneously using self-attention, learning from billions of identity records and adapting through transfer learning.

Customer Benefit: Detects complex, evolving fraud patterns earlier and more accurately, closing the detection gap that legacy models cannot overcome.

New insights

V4.5 leverages our new insights into data breaches and real-time phone number porting data

Customer Benefit: Protect against AI-enabled fraud built on widely available data breaches & prevent active fraudsters exploiting advanced porting tactics.

Cross-network intelligence

V4.5 integrates with the Socure Identity Graph and utilizes new anomaly detectors to find hidden statistical patterns in relational webs that are invisible in individual records.

Customer Benefit: Graph connections and behaviors expose patterns that go beyond your organization or even your industry. Repeat fraudsters are stopped while good behavior across the network confirms lower risk for legitimate users.

The trusted solution for real-time, third-party fraud detection

Whether onboarding new users or monitoring existing accounts, you can accurately detect stolen identities, uncover coordinated fraud, and make confident decisions—without adding friction for legitimate customers.

Detect stolen identities earlier

Identify compromised identities at onboarding using real-time signals—before fraud impacts your business.

Uncover coordinated fraud attacks

Improve approval rates without increasing risk

Reduce manual reviews and operational costs

Orchestrate identity decisions across the lifecycle

Detect stolen identities earlier

Identify compromised identities at onboarding using real-time signals—before fraud impacts your business.

Uncover coordinated fraud attacks

Detect relationships across identities, devices, and behaviors to expose fraud rings and organized activity that point solutions miss.

Improve approval rates without increasing risk

Make more accurate decisions at the top of the funnel so legitimate customers are approved while fraud is stopped.

Reduce manual reviews and operational costs

Minimize false positives and unnecessary step-ups with more precise risk classification.

Orchestrate identity decisions across the lifecycle

Combine identity risk signals with device and behavioral intelligence in automated workflows through RiskOS®.

Let us prove it.

See how you can achieve world-class results with Socure. Speak with an identity verification and fraud expert to learn more.