# Account Intelligence

## Verify more bank accounts and move money with confidence

Reduce failed payments, stop fraud, and ensure funds reach the right destination every time with real-time account status and ownership checks.

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## Friction and failed payments aren’t just operational noise. They’re lost revenue.

Relying on user-permissioned logins or closed banking networks leads to drop-off and downstream payment issues. Account Intelligence verifies the broadest range of global accounts with real-time status and ownership checks, helping you reduce returns, protect conversion, and move money with confidence.

98%

Up to 98% Account Status Coverage

82%

Up to 82% Account Ownership Coverage

~2 Sec

Response Time

## Experience the power of modern bank account verification

## Key Benefits

Safely link a new account with just a name, account, and routing number.

### Reduce failed payments

Prevent ACH returns, reversals, and operational drag by confirming account status and ownership before money moves.

### Convert more users

Verify more accounts worldwide with industry-leading coverage and a friction-free user experience, keeping customers in-flow.

### Prevent fraud, abuse, and scams

Quickly identify account takeover attempts, payment scams, and first-party fraud risk with integrated fraud intelligence.

## The trusted solution for instant, reliable money movement

Whether funding a new account, issuing a payout, or sending a refund, you’ll know exactly where money is being sent, who it’s going to, and that it will land safely.

### Support more customers and businesses

Avoid unnecessary fallbacks or friction by verifying more accounts across traditional banks, neobanks, credit unions, fintechs, payment platforms, and more.

### Deliver a fast, frictionless experience

Keep customers in-flow with decisions returned in under two seconds using only name, account, and routing number. No logins, manual microdeposits, or app redirects required.

### Detect fraud risk and scams

Go beyond basic account checks with integrated risk intelligence from the largest cross-industry consortium to flag known first-party fraud abusers, detect ownership mismatches, or scams.

### Stay ahead of evolving compliance regulations

Align with evolving payment regulations and stay ahead of NACHA, FedNow, and RTP requirements without managing multiple vendors.

### Orchestrate decisions across the payments lifecycle

Combine account verification with device, behavioral, and identity risk checks into fully automated workflows with RiskOS® without requiring engineering support.

## Run a live trial

Let us show you why top companies are upgrading to Socure Account Intelligence. Start maximizing growth while eliminating friction and fraud today.

[Get started](/content/sai-live-trial/index.html)