# Predictive Identity Document Verification

Instantly verify a government-issued ID to approve more good customers and prevent fraud

Predictive Document Verification (DocV) instantly verifies a customer’s government-issued ID, such as a driver’s license, passport, or photo ID card, using document forensics and facial biometrics to approve more good customers while preventing fraud.

## Best-in-class image capture technology  
Superior Capture App technology collects

## Powerful forensics and data extraction engine  
Advanced image processing extracts hyper accurate data from OCRs, MRZs, and barcodes, maximizing the user experience while identifying and preventing fraud.

## World-class fraud detection models  
Catch sophisticated bad actors using a combination of computer vision and comprehensive identity graph data.

## Global coverage  
for ICAO compliant documents, passports, local IDs, and more

- **Under 2 seconds Response**  
- **97%+ conclusive results**  
- **Fast and accurate auto-decisioning**  
- **98%+ overall accuracy**  
- **IAL 2 compliant**  
  
Fulfill requirements with a holistic view of identity

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Leverage a multidimensional and layered identity assessment

Socure performs deeper document verification, liveness detection analysis, and identity resolution than any provider to deliver hyper-accurate results.

## Image capture technology  
- Mobile and web SDKs with advanced computer vision  
- Face and orientation detection  
- Real-time guidance, edge detection, and cropping  
- Glare, focus, and blur validation  
- Accessibility features for visually impaired users and support of WCAG 2.1 AA standards

## Classification and extraction  
- Barcode and MRZ data extraction  
- Optical character recognition  
- Natural Language Processing for real-time adjustments to new formats  
- Input form data and document data correlation  
- Machine readable to OCR data correlation  
- New ID document onboarding <5 days

## Biometric verification  
- Selfie to ID photo match  
- Facial liveness detection (NIST PAD L2)  
- Reduced bias machine driven decisioning  
- Age discrepancy

## Document authentication  
- Patent-pending fake ID detection  
- Image of image detection  
- Image alert list for repeat bad actors  
- Headshot modification detection

## Predictive analysis  
- Phone Risk  
- Device Risk  
- Address Risk  
- Sanctions screening

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## Use cases in an evolving market  
Whether DocV is the only identity verification tool or part of a waterfall solution, we ensure trusted users have the best possible experience while weeding out the bad actors. Pairing our world-class forensic engine and data extraction capabilities with our rich identity graphs makes Socure’s DocV solution unmatched in providing a flexible, precise solution for ever-evolving use cases.

### High risk transactions  
- Wiring a large sum of money  
- Cryptocurrency (irreversible) transactions

### Step-up verification  
- Risk-based progressive onboarding  
- Risk-based progressive onboarding for KYC  
- Step-up verification for fraud detection  
- Prevent ATO for contact center or service desk

### Two-sided marketplaces  
- Home rental services  
- Reducing spam listings and chargebacks  
- Cannabis purchase and delivery

### Driver verification  
- Micromobility  
- Age verification for restricted purchases  
  
The Predictive DocV solution has been a tremendous boon for productivity and enabled more efficient resource allocation. We saw our approval rate improve by 30%. We’ve driven down rejection rates considerably while mitigating identity theft and other types of fraud we encounter.”

- Car rentals and ride-sharing drivers

**Mark Kassardijian**  
Group Product Manager  
Betterment