## Overview

This solution combines Prefill, KYC, Fraud detection, Watchlist screening, and DocV step-up verification into a single onboarding flow.

It enables you to:

- Verify user identity using authoritative data sources
- Detect fraud signals using device and behavioral risk indicators
- Screen users against global sanctions, PEP, and adverse media lists
- Prefill verified identity data to reduce onboarding friction
- Trigger Document Verification (DocV) only when you require additional verification

Together, these capabilities help you onboard users faster while maintaining compliance and reducing manual review.

## Integration paths

RiskOS™ supports two integration options depending on how your application collects user data.

### Hosted Flow

- Socure-hosted onboarding experience
- No frontend data collection required
- Final decisions delivered via webhook after the hosted flow is completed

→ **Best for**: Fastest time to market with minimal implementation effort

### Direct API integration

- Fully custom onboarding experience
- Collect and submit user data via API
- Full control over user experience and data handling
- Results delivered synchronously or via webhook, depending on whether additional verification (for example, DocV) is required

→ **Best for**: Custom onboarding flows and advanced integrations

## Comparison

| Feature | Hosted Flow | Direct API |
| --- | --- | --- |
| UI | Socure-hosted | Custom |
| Data collection | Socure handles | You handle |
| Integration complexity | Low | Medium |
| Time to market | Fast | Moderate |
| Flexibility | Limited | High |
| Result delivery | Webhook | API or webhook |

## Next steps

1. Select an integration path: [Hosted Flow](https://help.socure.com/riskos/docs/prefill-kyc-fraud-watchlist-hosted-flow) or [Direct API](https://help.socure.com/riskos/docs/prefill-kyc-fraud-watchlist-direct-api).
2. Follow the guides for your selected integration.
3. Configure webhooks to receive evaluation results.