Lob

LOB

LOB provides APIs for direct mail, address verification, and data enrichment. Their Address Verification API validates, standardizes, and enriches U.S. mailing addresses using USPS and proprietary datasets, returning geocodes, deliverability insights, and confidence scores.


Products offered via RiskOS™

Product Name Description RiskOS™ Use Cases
Address Verification API Verifies, corrects, and enriches U.S. addresses for mailing accuracy. Prevents fraud via address validation, ensures KYC/AML compliance, enhances deliverability for account correspondence.

Example API response

Address Verification API

JSON

{
  "id": "us_ver_c7cb63d68f8d6",
  "recipient": "LOB.COM",
  "primary_line": "210 KING ST",
  "secondary_line": "",
  "urbanization": "",
  "last_line": "SAN FRANCISCO CA 94107-1702",
  "deliverability": "deliverable",
  "valid_address": true,
  "components": {
    "primary_number": "210",
    "street_predirection": "",
    "street_name": "KING",
    "street_suffix": "ST",
    "street_postdirection": "",
    "secondary_designator": "",
    "secondary_number": "",
    "pmb_designator": "",
    "pmb_number": "",
    "extra_secondary_designator": "",
    "extra_secondary_number": "",
    "city": "SAN FRANCISCO",
    "state": "CA",
    "zip_code": "94107",
    "zip_code_plus_4": "1702",
    "zip_code_type": "standard",
    "delivery_point_barcode": "941071702108",
    "address_type": "commercial",
    "record_type": "street",
    "default_building_address": false,
    "county": "SAN FRANCISCO",
    "county_fips": "06075",
    "carrier_route": "C032",
    "carrier_route_type": "city_delivery",
    "po_box_only_flag": "N",
    "latitude": 37.77597542841264,
    "longitude": -122.3929557343685
  },
  "deliverability_analysis": {
    "dpv_confirmation": "Y",
    "dpv_cmra": "N",
    "dpv_vacant": "N",
    "dpv_active": "Y",
    "dpv_inactive_reason": "",
    "dpv_throwback": "N",
    "dpv_non_delivery_day_flag": "N",
    "dpv_non_delivery_day_values": "",
    "dpv_no_secure_location": "N",
    "dpv_door_not_accessible": "N",
    "dpv_footnotes": ["AA","BB"],
    "ews_match": false,
    "lacs_indicator": "",
    "lacs_return_code": "",
    "suite_return_code": ""
  },
  "lob_confidence_score": {
    "score": 100,
    "level": "high"
  },
  "object": "us_verification"
}

Data dictionary

Address Verification API Data Dictionary

Field Type Description
id String Unique identifier for the verification object.
recipient String Intended recipient (person or company) on the address.
primary_line String Primary delivery line of the standardized address.
secondary_line String Secondary delivery line, such as an apartment or suite.
urbanization String Urbanization name (used for Puerto Rico addresses only).
last_line String Standardized last line, including city, state, and ZIP+4.
deliverability String Deliverability status: deliverable, deliverable_incorrect_unit, deliverable_missing_unit, etc.
valid_address Boolean Whether the address is a valid, deliverable address.
components.primary_number String Primary (house or building) number of the address.
components.street_predirection String Directional prefix of the street (e.g., N, S, E, W).
components.street_name String Street name.
components.street_suffix String Street suffix (e.g., ST, AVE, BLVD).
components.street_postdirection String Directional suffix of the street.
components.secondary_designator String Secondary unit designator (e.g., APT, STE).
components.secondary_number String Secondary unit number.
components.pmb_designator String Private mailbox (PMB) designator.
components.pmb_number String Private mailbox (PMB) number.
components.extra_secondary_designator String Additional secondary unit designator.
components.extra_secondary_number String Additional secondary unit number.
components.city String City name.
components.state String Two-letter state abbreviation.
components.zip_code String Five-digit ZIP code.
components.zip_code_plus_4 String ZIP+4 add-on code.
components.zip_code_type String ZIP code type: standard, po_box, unique, or military.
components.delivery_point_barcode String USPS delivery point barcode.
components.address_type String Address type: residential or commercial.
components.record_type String USPS record type (e.g., street, high_rise, firm, po_box).
components.default_building_address Boolean Whether this is the default address for the building.
components.county String County name.
components.county_fips String County FIPS code.
components.carrier_route String USPS carrier route code.
components.carrier_route_type String Carrier route type (e.g., city_delivery, rural_route).
components.po_box_only_flag String Whether the ZIP code contains only PO boxes (Y/N).
components.latitude Float Approximate latitude of the address.
components.longitude Float Approximate longitude of the address.
deliverability_analysis.dpv_confirmation String USPS Delivery Point Validation confirmation code (Y, N, S, D).
deliverability_analysis.dpv_cmra String Whether the address is a Commercial Mail Receiving Agency (Y/N).
deliverability_analysis.dpv_vacant String Whether the address is vacant (Y/N).
deliverability_analysis.dpv_active String Whether the address is active (Y/N).
deliverability_analysis.dpv_inactive_reason String Reason the address is inactive, if applicable.
deliverability_analysis.dpv_throwback String Whether mail is delivered to a different address (Y/N).
deliverability_analysis.dpv_non_delivery_day_flag String Whether the address has non-delivery days (Y/N).
deliverability_analysis.dpv_non_delivery_day_values String Days on which the address does not receive delivery.
deliverability_analysis.dpv_no_secure_location String Whether the address lacks a secure delivery location (Y/N).
deliverability_analysis.dpv_door_not_accessible String Whether the door is inaccessible for delivery (Y/N).
deliverability_analysis.dpv_footnotes Array of strings USPS DPV footnote codes describing the match result.
deliverability_analysis.ews_match Boolean Whether the address matched the USPS Early Warning System.
deliverability_analysis.lacs_indicator String LACSLink indicator.
deliverability_analysis.lacs_return_code String LACSLink return code.
deliverability_analysis.suite_return_code String SuiteLink return code.
lob_confidence_score.score Integer Lob confidence score (0-100) for the deliverability determination.
lob_confidence_score.level String Confidence level: high, medium, low, or no confidence.
object String Object type (us_verification).

Updated 2 days ago