## Overview  
This solution combines KYC, Fraud detection, Watchlist screening, and DocV step-up verification into a single onboarding flow.

It enables you to:

- Verify user identity using authoritative data sources
- Detect fraud signals using device and behavioral risk indicators
- Screen users against global sanctions, PEP, and adverse media lists
- Trigger Document Verification (DocV) only when additional verification is required

Together, these capabilities help you onboard users faster while maintaining compliance and reducing manual review.

## Integration paths  
RiskOS™ supports two integration options depending on how your application collects user data.

### Hosted Flow  
- Socure-hosted onboarding experience
- No frontend data collection required
- Final decisions delivered via webhook after the hosted flow is completed

→ **Best for**: Fastest time to market with minimal implementation effort

### Direct API integration  
- Fully custom onboarding experience
- Collect and submit user data via API
- Full control over user experience and data handling
- Results delivered synchronously or via webhook, depending on whether additional verification (for example, DocV) is required

→ **Best for**: Custom onboarding flows and advanced integrations

## Comparison  
| Feature                  | Hosted Flow    | Direct API  |
|--------------------------|----------------|-------------|
| UI                       | Socure-hosted  | Custom      |
| Data collection          | Socure handles | You handle  |
| Integration complexity    | Low            | Medium      |
| Time to market           | Fast           | Moderate    |
| Flexibility              | Limited        | High        |
| Result delivery          | Webhook        | API or webhook |

## Global capabilities  
- **Global identity coverage**: Verify identities and authenticate government-issued IDs from 190+ countries.
- **Real-time watchlists**: Instant screening against global sanctions (OFAC, UN, HMT), PEP databases, and adverse media.
- **Step-up authentication**: Automatically trigger Predictive Document Verification (DocV) only when high-risk indicators are detected.
- **Comprehensive decisioning**: Receive clear `ACCEPT`, `REJECT`, or `REVIEW` signals backed by granular risk scores.

## Next steps  
1. Select an integration path: [Hosted Flow](https://help.socure.com/riskos/docs/kyc-watchlist-screening-hosted-flow) or [Direct API](https://help.socure.com/riskos/docs/kyc-watchlist-screening-direct-api).
2. Follow the guides for your selected integration.
3. Configure webhooks to receive evaluation results.