Deceased Check

What is Deceased Check?

Deceased Check enables you to submit a consumer’s identity details and receive vital status information—specifically, whether the provided Personally Identifiable Information (PII) corresponds to a deceased individual.

It supports both real-time and batch processing, leveraging Socure’s industry-leading identity resolution and the most precise deceased data available in the market.

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Note:
Deceased Check is available exclusively in the United States.

How it works

• Identity resolution–based screening: Deceased Check evaluates submitted identity inputs against available records to determine whether an identity may be reported as deceased.
• Flexible input support: Common identity inputs such as name, date of birth, national ID (full or partial where permitted), and address can be used, depending on workflow configuration.
• Contextual signals: Results are returned with informational signals that can be used for workflow routing, review, and audit. Definitions and interpretation are available in the RiskOS™ Dashboard.

What you can do with Deceased Check

• Fraud prevention – Stop the exploitation of deceased identities in financial services, gaming, healthcare, and government programs.
• Compliance – Support CIP and AML programs by confirming vital status.
• Operational efficiency – Prevent misrouted payments and invalid account actions.
• Customer protection – Safeguard against account takeover and abuse tied to deceased consumers.

Key capabilities

• Workflow-ready: Designed to integrate into existing RiskOS™ decisioning and routing logic.
• Real-time and batch processing: Use in live transactions or for portfolio-level screening.
• Regular data refreshes: Evaluations are based on periodically updated records to support ongoing accuracy.
• Actionable outputs: Results are surfaced as structured signals that support consistent handling across workflows.