Set up Address Risk

Before you start

Make sure you have the following:

Access to the RiskOS™ Dashboard with the Address Risk enrichment enabled.

• Your account owner or administrator can enable this for you. If you're unsure who to contact, reach out to support for assistance.

A basic understanding of RiskOS™ workflows and components.

• If this is your first time working with workflows, review the Workflow overview to understand inputs, enrichments, routing logic, and decisions.

How it works

Socure Address Risk evaluates a postal address and returns signals that help assess address-related fraud risk and consistency.

Address Risk returns:

• Address Risk Score: Indicates the likelihood that an address is associated with elevated fraud risk.
• Name-Address Correlation: Indicates how strongly an address aligns with the individual’s name.

You can use these signals across onboarding, authentication, profile updates, and higher-risk transactions to support fraud prevention and trust decisions.

How Address Risk fits into a workflow

In RiskOS™, workflows are built by connecting reusable components. Address Risk is added as an Enrichment step.

Once the enrichment runs, its outputs are available to downstream workflow components, including:

• Conditions
• Decision rules
• Rule score cards
• Manual review steps
• Final decisions

For more detail on these components, see Workflow Steps.

Execution flow in RiskOS™

Address Risk runs synchronously as part of a RiskOS™ workflow. There is no user handoff or pause in execution.

Input

Address Risk

Routing logic

Decision

At a high level, the execution flow looks like this:

1. Input

You call the Evaluation API with address data and supporting identity information.

2. Address Risk enrichment

RiskOS™ evaluates the postal address and returns risk scores, correlations, and reason codes.

3. Routing logic

The workflow evaluates Address Risk outputs.

4. Decision

The workflow returns a final outcome (for example, Accept, Review, or Reject).

Workflow components used by Address Risk

Address Risk uses a subset of standard RiskOS™ workflow components.

Configure Address Risk

Add Address Risk to a workflow

1. In the RiskOS™ Dashboard, go to Workflows and create a new workflow or open an existing one.
2. On the workflow canvas, select the plus (+) icon.
3. Add an Enrichment step and select Address Risk.

After the enrichment is added, its outputs can be referenced by downstream workflow logic.

Configure inputs and routing

Address Risk evaluates the address information provided by your workflow. Providing complete and accurate inputs improves overall signal quality.

Required inputs

• data.individual.given_name

First name of the individual

• data.individual.family_name

Last name of the individual

• data.individual.address.line_1

First line of the address

• data.individual.address.country

Country code in ISO 3166-1 alpha-2 format

Optional supporting inputs

When available, include:

• data.individual.address.locality
• data.individual.address.major_admin_division
• data.individual.address.postal_code

Omitting optional fields doesn't prevent execution, but may limit certain outputs or reduce confidence.

You can use Address Risk outputs—including scores, correlations, and reason codes—to configure routing logic that supports outcomes such as Accept, Review, or Reject.

Routing strategies should align with your organization’s fraud policy and risk tolerance.

Save and publish

Once your workflow is configured, publish it to go live.

Workflow testing checklist

Use this checklist to confirm accuracy, resilience, and completeness before going live.

• Address inputs are collected, normalized, and passed consistently
• Country codes use the ISO 3166-1 alpha-2 format
• Workflow routing aligns with your fraud policy and risk tolerance
• Review or fallback paths are clearly defined
• Address Risk scores and reason codes are accessible to relevant teams

Updated about 2 months ago